Hello There… 

 Welcome to my website and the Panama City and Beaches area. I have lots of great information to share with you and hope you have a few minutes to browse around. If you are in the market to buy, WOW, what a great time! The prices and interest rates are at an all time low. If you need to sell, I have a "Can DO Attitude" and the Coldwell Banker marketing tools to get the job done in a timely manner.

Having lived in the area for 12 plus years, I can't say enough positive things about it. This area has tons to offer; tourist attractions and parks, great shopping, AWESOME white sandy beaches, tons of golf courses, excellent fishing and boating, festivals year round and they call it the Sunshine State for a good reason. The sun shines here almost every day. There are two military bases in the area along with the Coast Guard.

I have a military background myself and I am proud to state that I served 22 years in the Air Force. I was transferred here in 1999, hung up my military uniform in 2004 and started my real estate career shortly thereafter. My husband and I have permanently set our roots right here in the whte sands and sunny south now. How cool is that? Having lived in so many different paces over the years I was a bit apprehensive about who to trust and know that if this was my concern then you most likely feel the same. My motto is Professionalism, Integrity and Reliability! If you are looking for a knowledgeable and skilled Realtor who will return calls, be on time and has built a solid reputation based on honesty, trust, dependability and promptness… then I am the Realtor for you.

Now go ahead and look around and let me know if I can help make your real estate dreams and desires a reality or answer any specific questions you may have.


Joan Richard
Send Email
850-814-6049
USAA MoversAdvantage® Preferred Agent
Cartus Network Affinity Specialist(CNAS)
Coldwell Banker United
2112 S HIGHWAY 77
Lynn Haven, FL 32444